Nowadays, when it comes to filing your taxes, there are numerous options. You can file with a tax professional like a CPA, or a tax preparation agency, for example, H&R Block or Jackson Hewitt; in some towns, there are volunteer tax preparers at convenient locations like the local library, 或者你也可以自己在网上申请(电子文件). 如果你决定进行电子申报，有几种选择. 其中包括:
- 国税局免费档案
- tutbotax
- TaxSlayer
- 现金应用税
- 直接文件引航器
Filing taxes comes down to how comfortable you are with the process. If you 不 sure if doing it yourself or enlisting the help of a tax preparer is the right option, consider the pros and cons of both e-filing and using a tax preparer to help you weigh your decision.
电子报税——优点
在你的日程表上
你可以在你的时间表上报税. You don’t have to wait for an opening to make an appointment with a tax preparer.
更快的过程
电子申报比纸质申报更快. The IRS typically processes e-filed returns within one or two days. 邮寄论文需要更长的时间.
更快的退款
You tend to receive your refund faster, typically around three weeks after e-filing.
精度
电子报税时, the tax software you choose calculates the numbers for you. This leaves less room for error, and your tax return has to be accurate. 如果发生错误，在电子提交时更容易纠正.
安全存储
电子报税时, your tax return is stored with the tax software you select so you can access it whenever you need.
更便宜的
使用税务软件可能是更便宜的选择. 在很多情况下，你可以免费报税.
电子报税——缺点
潜在的数据丢失
Despite advancements in technology, there is still potential for a glitch and data to get lost.
添加其他信息
添加其他信息 may be difficult as the space is limited, and the instructions for some forms require you to include more information.
附加声明
附加声明 may be difficult if the program doesn’t permit a specific statement. In that case, the pages need to be printed, filled out, and mailed in.
向税务专业人士报税——专业人士
节省时间
报税是很耗时的. 找一位税务专家可以帮你挽回这段时间.
确定扣除和抵扣
Software is efficient; however, it doesn’t always locate every deduction and credit that could benefit you. Taxpayers with complex returns may consider a tax professional.
避免不必要的错误
A tax professional has the knowledge and experience to hopefully help you avoid unnecessary mistakes that can easily occur when dealing with the complexities of filing tax returns.
向税务专业人士报税-缺点
成本
The fee for using a tax professional could be a factor in your decision between choosing to use software or a person.
不合格的税务编制人员
并不是所有的报税员都擅长自己的工作. Ensure your tax preparer is registered with the IRS and has prior experience preparing tax returns. 做自己的调查. It may help to read reviews of their prior work to determine if they are a right fit for you.
税务软件
税务软件 makes filing a simple return pretty painless as you can now upload your tax documents. The software analyzes it and uses the information to fill in the spaces and do the calculations. It might also be less expensive, making using a tax preparer somewhat of a disadvantage.
咨询金融专业人士
Filing a tax return can be complex and you may not be sure which tax preparation service to pursue. Hopefully, the pros and cons listed above can help you with your decision. It may also help to meet with your financial professional to determine how your decision may impact your financial goals. 要求免费咨询, 无论是面对面的还是虚拟的, 与元素财富管理的财务顾问合作.
重要的信息披露
The opinions voiced in this material are for general information only and 不 intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.
All information is believed to be from reliable sources; however, LPL Financial makes no representation as to its completeness or accuracy.
来源:
电子报税选项|美国国税局(irs.gov)
efile with Commercial Software | Internal Revenue Service (irs.gov)
The Pros and Cons of Hiring a Professional Tax Preparer - Good Financial Cents®
报税员与. 税务软件:如何选择.com)
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