债的保全

好的赌博软件推荐 designed our 债的保全 program for you because it fits the times. 更多的 than ever, we all worry about things that might happen tomorrow. 债的保全 provides an important sense of financial security — letting you worry less and sleep a little better at night.

债的保全 is an "umbrella" name for the products called debt cancellation. When you have 债的保全 on your loan, 您可以要求元素取消所有, 或部分, of your obligation to repay an extension of credit upon the occurrence of a specified event. 事件 include death, disability, involuntary unemployment.

Call to Apply 1-800-621-2105，分机1

债的保全 is available for any 元素 loan with less than a 120-month term, except for mortgages and student loans. 这包括:

• 汽车 贷款
• 房屋净值 贷款
• 船, RV, 摩托车 & ATV 贷款
• 个人 贷款
• Stock-Secured 贷款

Call for Free Quote 1-800-621-2105，分机1

The monthly cost is based on your loan type and loan amount. The rate is the same for every person regardless of age. 打电话给我们快速免费报价 1-800-621-2105，下一页.

The fee for 债的保全 is added to your monthly loan payment.

Call for Free Quote 1-800-621-2105，分机1

是的. As your financial wellness providers, we want to make sure that you’re covered, 不管发生什么事. 保护你的购买, the following additional programs are available and can be wrapped into your monthly payments:

保护你的购买, the following additional programs are available and can be wrapped into your monthly payments:

• 机械故障保护 (MBP), 也被称为延长保修, is automobile protection that extends beyond the manufacturer's factory warranty and covers repairs of unexpected mechanical breakdowns. For the period of time the contract is in effect, you are assured that covered components of your vehicle will be repaired in the event of failure. This includes labor, subject to any applicable deductible. 了解更多.
• 保证自动保护 (GAP) is protection designed to eliminate your unpaid net loan or lease balance in the event your vehicle is stolen or damaged beyond repair. 了解更多.

新增贷款

You can apply for 债的保全 during the loan application process. The fee for 债的保全 is added to your monthly loan payment. Ask your loan representative to provide you with the information. 

Call to Apply 1-800-621-2105，分机1

现有贷款

If you wish to add 债的保全 to an existing 元素 loan (any type with less than a 120-month term, except for mortgages and student loans) this is typically done by refinancing the loan and adjusting the monthly payment to include 债的保全. 请致电 1-800-621-2105，下一页 免费报价.

Who is eligible for 债的保全?

There are eligibility requirements, conditions, exclusions that apply to this program. For example, persons age 70 and older are not eligible to apply. 请致电 1-800-621-2105，分机1 了解更多有关资格的信息.

Do I have to purchase 债的保全?

不，债务保护是可选的.

Am I obligated to purchase 债的保全 coverage if I apply?

You have 30 days to review your plan. If you are not satisfied with the program or your situation changes, you can cancel it at any time by notifying us in writing. If you cancel within the first 30 days, any fees paid will be refunded.

还有问题吗??

请致电 1-800-621-2105，分机1 and we can provide you with the 债的保全 Agreement which provides complete details and answers to the most frequently asked questions.